The Rise of DeFi: Revolutionizing Finance Through Decentralization

The financial world is undergoing a seismic shift with the emergence of Decentralized Finance, or DeFi. This groundbreaking movement leverages blockchain technology to create an open, transparent, and decentralized ecosystem, aiming to redefine traditional financial systems. A recent study by Carlos J. Costa, titled DeFi: Concepts and Ecosystem (2024), provides a comprehensive exploration of this …

Socio-Economic Consequences of Generative AI: A Review of Methodological Approaches

The widespread adoption of generative artificial intelligence (AI) has fundamentally transformed technological landscapes and societal structures in recent years. Our objective is to identify the primary methodologies that may be used to help predict the economic and social impacts of generative AI adoption. Through a comprehensive literature review, we uncover a range of methodologies poised …

The Democratization of Artificial Intelligence: Theoretical Framework

The democratization of artificial intelligence (AI) involves extending access to AI technologies beyond specialized technical experts to a broader spectrum of users and organizations. This paper provides an overview of AI’s historical context and evolution, emphasizing the concept of AI democratization. Current trends shaping AI democratization are analyzed, highlighting key challenges and opportunities. The roles …